IF function in Excel

AI (artificial intelligence)
expert system working via decision tree


concept of time value of money
FV = PV*(1 + RATE)^PER

expressing interest rates
APR -- annual percentage rate; nominal rate
Annual Effective Rate -- how much you are really getting / paying, for the year
Periodic Effective Rate -- how much you are really getting / paying, for the compounding period

goal seek

Google cs12 svitak
http://eniac.cs.qc.edu/~svitak/cs12/

HW:
Excel Ch1, Ch2, practice exercises 1-4

http://www.w3schools.com/html/default.asp

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